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To view our interest rates click on the links below

  Owner Occupied Home Loans*
Loan Type   Interest Rate Comparison Rate
My Life Variable Rate      
  $150,000 - $249,999 4.07% pa 4.10% pa1
  $250,000 - $499,999 3.97% pa 4.00% pa1
  $500,000 and over 3.87% pa2 3.90% pa1
       
My Life Fixed Rate      
  1 Year 4.39% pa3 4.54% pa1
  2 Year 3.85% pa4 4.16% pa1
  3 Year 3.69% pa5 4.00% pa1
  5 Year 4.59% pa6 4.46% pa1
       
Pro Pack Home Loan      
  $150,000 - $249,999 4.65% pa7 4.70% pa1
  $250,000 and over 4.40% pa8 4.45% pa1
       
Standard Variable Rate Home Loan   5.00% pa 5.05% pa1
Basic Home Loan   3.77% pa 3.81% pa1
1 Year Standard Fixed Interest Rate Loan   4.54% pa3 4.97% pa1
2 Year Standard Fixed Interest Rate Loan   4.00% pa4 4.67% pa1
3 Year Standard Fixed Interest Rate Loan   3.69% pa9 4.44% pa1
5 Year Standard Fixed Interest Rate Loan   4.74% pa6 4.92% pa1
Home Equity Overdraft   5.00% pa n/a

 

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  Investment Home Loans (existing Comtax/Security members only)#
Loan Type   Intestest Rate Comparison Rate
Pro Pack Investment Home Loan      
  $150,000 - $249,999 4.90% pa 4.95% pa
  $250,000 and over 4.65% pa8 4.70% pa
       
1 Year Investment Fixed Rate Home Loan   4.59% pa3 4.98% pa1
2 Year Investment Fixed Rate Home Loan   4.19% pa4 4.81% pa1
3 Year Investment Fixed Rate Home Loan   4.29% pa9 4.78% pa1
5 Year Investment Fixed Rate Home Loan   4.84% pa6 4.96% pa1

 

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  Personal / Car Loans
Loan Type Interest Rate Comparison Rate
Overdraft (unsecured) 14.46% pa  
Travel Loan 11.14% pa10 11.14% pa11
Unsecured Personal Loan 11.14% pa 12.14% pa12
Secured Personal Loan 11.14% pa 11.29% pa12
Special Variable Car Loan (cars up to 3 years old) 5.95% pa13 6.09% pa12
Fixed Car Loan (cars up to 2 years old) 7.95% pa14 7.95% pa12

 

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  VISA Credit Card & Overdraft    
Loan Type Interest Rate
Low Rate VISA Credit Card 10.49% pa
Overdraft (unsecured) 14.46% pa
Business Overdraft (unsecured) 14.76% pa

 

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#Investment Home Loans are currently only available for existing Comtax/Security members who commenced their membership before or as at the 6th of April 2017.

*Rates for new residential loans only.

WARNING: This comparison rate applies to the example(s) given. Different amounts and terms will result in different comparison rates.
Costs such as redraw fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.
Please note: Fees and charges apply. Sydney Credit Union Ltd's normal lending criteria applies.

1 This comparison rate is based on a $150,000 loan over a term of 25 years. WARNING This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

2 The 3.87% p.a. rate applies to the My Life Variable Rate Home Loan Package minimum $500,000 on a term of up to 30 years. My Life Annual Package fee $350.

3 Fixed rate reverts to our Propack Home Loan 150K-249K tier rate after 1 year.

4 Fixed rate reverts to our Propack Home Loan 150K-249K tier rate after 2 years.

5 Rate is based on a 3 year fixed interest rate My Life Home Loan Package reverting to the My Life variable $150,000 to $249,999 rate.

6 Fixed rate reverts to our Propack Home Loan 150K-249K tier rate after 5 years.

7 A variable rate loan that offers up to 0.35% lower then our Standard Variable Home Loan rate.

8 A variable rate loan that offers up to 0.60% lower then our Standard Variable Home Loan rate.

9 Fixed rate reverts to our Propack Home Loan 150K-249K tier rate after 3 years.

10 The 11.14% Travel Loan rate is only available between 21st December 2017 and 31st January 2018 for a minimum loan amount of $2,000 - maximum $30,000 on a term up to 5 years. Lower amounts may apply based on your circumstances.

11 This comparison rate is based on an unsecured personal loan of $30,000 over a term of 5 years. WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

12 Comparison rate based on a $30,000 loan over 5 years secured. Warning: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees and other loan amounts might result in a different comparison rate.

13 Based on a secured variable rate loan. New loans only - no payout of existing SCU loans. Offer available for a limited time only.

14 Based on a secured fixed rate loan.