Reward yourself everyday
Enjoy a great value Rewards program where everyday purchases will earn you 1 Reward point for every dollar spent and you can choose from over 300 items on offer, it's that simple!
- Travel ◊ - book your flights and accommodation online with Card Services Take Flight.
- Cashback† - use your points to reduce the outstanding balance on your account or to pay your annual fee. Shopping vouchers - Myer, David Jones, Target, Kmart, Harvey Norman are just a few of the stores on offer.
- Gifts† - subscriptions, books, wine and much more.
- World-class airline partners† -transfer your points to Virgin Blue's Velocity Rewards loyalty program or Singapore airline's KrisFlyer frequent flyer program (only available to Gold cardholders on Card Services Rewards).
- Even more rewards online - simply visit www.cardservicesdirect.com.au/rewards
Card Services Qantas Rewards*
Enrol into Card Services Qantas Rewards and have all your points automatically transferred to your Qantas Frequent Flyer account on your statement date each month (only available to Gold cardholders on Card Services Qantas Rewards).
Save on balance transfers
Transfer balances to your Rewards MasterCard and you'll save with a special low interest rate of 4.9%p.a. for the life of the balance transfer^.
The low down
- Low Annual Fee - enjoy a low annual fee of just $45 for Silver and $85 for Gold.
- Up to four additional cards free - share the benefits with family and friends and maximise your Reward points.
- Great interest free period - up to 55 days interest free on retail purchases.
- Reward points that never expire† - you have all the time you need to make your choice.
- Generous Credit Limits◊ - up to $25,000 on the Gold and $7,500 on the Silver MasterCard.
- Complimentary International Travel insurance# on your Gold MasterCard - save hundreds of dollars per trip.
Complimentary purchase cover#
Complimentary insurance for any new items that are lost, stolen or damaged within three months of purchase using your Silver or Gold MasterCard.
More Information
Apply
Apply for a mastercard today 
Questions?
If you have any questions, please contact us
Fees and charges apply. Terms and conditions apply and are available upon request. Final approval of your MasterCard application will be subject to satisfying Card Services Credit Criteria.
^The promotional annual percentage rate of 4.9% p.a. for life of the balance transfer applies only to the balance transferred with this offer. Balance transfers are repaid before purchases and cash advances. Purchases, cash advances, balance transfers and special promotions made other than with this offer are charged at the applicable interest rate, which may be variable and subject to change. Current rates for this product are available by going to your nearest Credit Union branch or by calling 1300 135 767. The prevailing applicable interest rate will apply upon the expiry of the promotional period. Offer is not available to existing MasterCard Cardholders of this Credit Union or holders of Credit Cards issued by Citigroup. Balance transfers cannot be used to pay off any other product with this Credit Union. ◊ Actual Credit Limit will be assigned based on Card Services Credit Criteria, subject to confirmation that you earn a minimum of $20,000 p.a. for a Silver Card or $35,000 p.a. for a Gold card. † All Rewards are subject to the Terms and Conditions of the Card Services Rewards Program. Reward points are not earned on Cash Advances, Special Promotions or Balance Transfers. Reward points never expire
while the account remains open. ° Minimum of 5,000 Reward points needed for Take Flight. Additional Terms and Conditions apply and are available upon request. * Subject to the Terms and Conditions of the Card Services Qantas Rewards Program. # International Travel Insurance and Purchase Cover are underwritten by Zurich Australian Insurance (ABN 13 000 296 640 AFSL No. 232507) and are subject to the Terms and Conditions and exclusions contained in the Policy of Insurance. An excess applies to Purchase Cover Insurance.
© 2009 Card Services is a division of Citigroup Pty Limited ABN 88 004 325 080 AFSL 238 098 which provides and administers credit.
