Rates effective on new loan applications from 11 May 2010.
Loan Interest Rates |
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|---|---|---|
| Loan type | Interest rate | Comparison rate |
| Home Loan (Secured) | 6.70% pa | 6.73% pa1 |
| New Car Loan (Secured) | 8.99% pa | 9.13% pa2 |
| Personal Loan (Secured) | 13.00% pa | 13.15% pa2 |
| Personal Loan (Unsecured) | 13.50% pa | 13.72% pa3 |
| Consolidation Loan (Unsecured) | 15.75% pa | 15.98% pa3 |
| Visa overdraft | 13.25% pa | Not applicable |
| Special Visa overdraft | 6.70% pa | Not applicable |
| MyCard MasterCard | 19.24% pa | Not applicable |
1. Comparison rate calculated on a loan amount of $300,000 over a term of 25 yrs.
2. Comparison rate calculated on a loan amount of $30,000 over a term of 5 yrs.
3. Comparison rate calculated on a loan amount of $20,000 over a term of 5 yrs.
WARNING: These comparison rates apply to the examples given. Different amounts and terms will result in different comparison rates. Costs such as early repayment fees and costs such as fee waivers are not included in the comparison rate but may influence the cost of the loan. Care should be taken in using these comparison rates. The comparison rates are only accurate for the specified amount of credit and the specified term. Comparison rates have been calculated on fortnightly repayment frequency.
Comparison Rates |
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Comparison Rate Schedule |
Please note: Fees and Charges apply. Loans are subject to the Credit Union's normal lending criteria.
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